Checks At Checkout

by Rich Beckman on August 21, 2009

Yes, I still write checks.

I wrote a check for gro­ceries yes­ter­day. The clerk had me fill out the check com­pletely. Then she ran it though the reg­is­ter, had me sign a receipt the reg­is­ter printer out, and gave me back my voided check with my receipt, the money being elec­tron­i­cally removed from my account.

Why do I have to fill out the check?

A cou­ple of years ago, Wal­mart was not yet doing the elec­tronic check, but they were offer­ing the option of the reg­is­ter fill­ing out the check as opposed to the cus­tomer fill­ing out the check. The cus­tomer was asked to sign the check and then the clerk would run it though the reg­is­ter. Pre­sum­ably this saved time. On a cou­ple of occa­sions, I sug­gested that I would sign the check after it was filled out. Both times the clerk responded neg­a­tively and repeated that I needed to sign the check first.

Why do I want to sign a blank check and hand it over? Sure, they let the cus­tomer look at it after print­ing, and I can under­stand that it might save time, but if a cus­tomer objects to sign­ing it first, why wouldn’t they accom­mo­date that?

Noth­ing to do with a check, I stopped at a gas sta­tion for gas the other day. I was going to pay cash. I pushed the but­ton to choose “pay inside” and waited for the machine to process. And waited. Well, thirty sec­onds. Then the voice comes over the inter­com to say that if I am not pay­ing by card at the pump I have to prepay.

Why is there not a sign on the pump? I know it is just thirty sec­onds, and it is not like I don’t have the time to waste.…

{ 1 comment… read it below or add one }

1 Rick Jr. August 22, 2009 at 7:58 am

At Walmart these days, you don’t have to do anything to your check at all. The register scans the numbers and handles everything electronically. It’ll also print a “void” message across the check, along with the amount the check was for. After signing the credit card terminal agreeing to the electronic funds transfer, you get the check back along with your receipt. It’s pretty simple these days. Although, there are still plenty of people who insist on writing everything on the check, even though the computer’s going to print over everything they wrote…

=== OR IF I WERE A TEENAGER IN 2032: ===

What’s a check?

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