Checks At Checkout

Yes, I still write checks.

I wrote a check for gro­ceries yes­ter­day. The clerk had me fill out the check com­plete­ly. Then she ran it though the reg­is­ter, had me sign a receipt the reg­is­ter print­er out, and gave me back my void­ed check with my receipt, the mon­ey being elec­tron­i­cal­ly removed from my account.

Why do I have to fill out the check?

A cou­ple of years ago, Wal­mart was not yet doing the elec­tron­ic check, but they were offer­ing the option of the reg­is­ter fill­ing out the check as opposed to the cus­tomer fill­ing out the check. The cus­tomer was asked to sign the check and then the clerk would run it though the reg­is­ter. Pre­sum­ably this saved time. On a cou­ple of occa­sions, I sug­gest­ed that I would sign the check after it was filled out. Both times the clerk respond­ed neg­a­tive­ly and repeat­ed that I need­ed to sign the check first.

Why do I want to sign a blank check and hand it over? Sure, they let the cus­tomer look at it after print­ing, and I can under­stand that it might save time, but if a cus­tomer objects to sign­ing it first, why would­n’t they accom­mo­date that?

Noth­ing to do with a check, I stopped at a gas sta­tion for gas the oth­er day. I was going to pay cash. I pushed the but­ton to choose “pay inside” and wait­ed for the machine to process. And wait­ed. Well, thir­ty sec­onds. Then the voice comes over the inter­com to say that if I am not pay­ing by card at the pump I have to prepay.

Why is there not a sign on the pump? I know it is just thir­ty sec­onds, and it is not like I don’t have the time to waste.…

One thought on “Checks At Checkout”

  1. At Wal­mart these days, you don’t have to do any­thing to your check at all. The reg­is­ter scans the num­bers and han­dles every­thing elec­tron­i­cal­ly. It’ll also print a “void” mes­sage across the check, along with the amount the check was for. After sign­ing the cred­it card ter­mi­nal agree­ing to the elec­tron­ic funds trans­fer, you get the check back along with your receipt. It’s pret­ty sim­ple these days. Although, there are still plen­ty of peo­ple who insist on writ­ing every­thing on the check, even though the com­put­er’s going to print over every­thing they wrote…

    === OR IF I WERE A TEENAGER IN 2032: ===

    What’s a check?

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